http://leftmyheart.org/News/consider-loan-consolidation-for-student-loan-debt/ Once you graduate, you are faced with a hard truth: You are going to have to start paying back your student loan debt. This is a sobering thing to think about. You have a lot of options, but the best two are student loan debt consolidation and student loan debt refinance. [.] Wed, 10 Feb 2010 09:54:46 CST en